When it comes to dental benefit plans, many people each year are leaving money on the table. According to the National Association of Dental Plans, only 2.8% of people with a PPO dental plan reached or exceeded their plans annual maximum (resource: ADA). Many people also have Flexible Spending Accounts that can be applied to dental care which also must be used by the end of the year .
Most insurance companies have a benefit deadline of December 31, and this means that any of your unused benefits don’t roll over into next year.
Things to keep in mind:
- Most plans typically pay 100% for preventive visits, so if you have not had one yet, this is a good time to schedule one.
- During a dental appointment that’s in the fall, talk to your dentist about what your dental needs are and what treatment you might need before the end of the year.
- Once you’ve determined what your dental needs are, work with your dentist and benefits provider to figure out what is covered. Our office can help look into this information for you.
- If you don’t have dental benefits, you may be able to use money from your flexible spending account to pay for keeping your mouth healthy.
Please reach out soon to schedule your appointment so that you are able to take full advantage of your dental benefits or your flexible spending account before December 31. Los Coches Office Number is: (760) 633-4488
